How To Find The Best Equine Or Horse Insurance

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If you’re a horse owner, then you know that the proper maintenance and feeding of horses will not be cheap. Careful considerations like feeding, proper care and housing are all essential parts of being a horse owner. If you’re a horse racer or breeder, then you probably know that it’s important to keep your horses safely insured in the case of accident or injury. By finding the right type of insurance for your horse, you’ll be able to prevent any missteps in the future when it comes to their health and well being. Finding the right type of insurance, because of the amount of insurance providers, can be very difficult and stressful. In this article, you will learn how to find the proper types of insurance for your equine needs. Because each circumstance is very different, you have to do careful and considerate research.

Thinking About The Needs Of Your Horses And The Industry You’re In

The needs for insurance will vary depending on the circumstances of each individual horse owner. If you’re a horse racer and have a number of horses that you need to be in peak physical condition with each day, then horse insurance will be absolutely essential for your business. On the same note, if you’re running either a horse breeding or horse riding business, then you need to have horses in the same excellent physical condition. All in all, it’s important to have your horses insured no matter what industry you are in.

What Are The Best Types Of Horse Or Equine Insurances On The Market

A full insurance package that covers each of your individual horses may not come cheap. However, it will save you the money you may need to cover other things in the event of an emergency. The best type of horse insurance will cover a wide variety of incidentals including (but not limited to): health conditions such as leg or bone breakages, illness, theft or premature death. A comprehensive equine insurance package will also outline key components that the company will offer you in the event of anything going wrong. Horses are not cheap animals to have and anybody who owns one will tell you that the expenses you have to go through to maintain them will add up to a lot. If you’re not running a business based on your horses, then insurance may seem like an extreme move. However, if you’re already putting the time and effort into caring for them on your own terms, then you have to make a progressive step forward and think about what’s best for their overall well being.

Why You Should Invest In Equine Insurance As You Own Several Horses

As stated above, owning horses can be a costly venture. However, if these animals are essential to either the business or farm that you’re running, then having adequate insurance for them is almost necessary. Vet bills for horses with issues can cost thousands of dollars for one visit, but if you’re covered under certain types of insurance, then you might be able to cut your costs in half. This is why it’s important to have an agent that can help you understand the nuances between the different insurance plans.

Horses can be an important part of any business, so you have to make careful choices when it comes to investing in insurance. Perhaps finding the cheapest package isn’t quite enough to meet your needs – so talk with a knowledgeable expert like David Hirth about the options that are available, he can cross-compare those prices to other reputable insurance companies.

Reach out to Brokers that Specialize in Equine Insurance

Most agents do not have the specialized knowledge that is needed to find the right insurance. All in all, the health and safety of your horses is what should be considered a priority above all else. Cost can be a daunting concept, but you have to try and let that thought go as you move forward.


If you live in the New Ulm area you have an agent that understands your needs and can help you find the perfect plan. Contact David Hirth Agency today at 507-359-8989 to find out what options are available.